Deck chairs



Almost all of us at some stage want (or need!) to get away from it all and go on a holiday break. These days we all have to look very closely at what we are spending money on and holidays come under particular scrutiny. However, that special time away from all the daily routines can be just what you need to recharge the batteries and reduce stress.

No matter why or when you want to take your holiday, Lurgan Credit Union should be your first port of call. Lurgan Credit Union was established 53 years ago and is here to try and help you make your holiday a reality. If you need a holiday loan, your credit union can help you settle on an amount that is realistic for your circumstances and on a realistic term that won’t mean paying off your annual holiday over many years.

The great thing about a holiday loan at Lurgan Credit Union is that there are no hidden fees or transaction charges. Credit union interest rates are fair and reasonable and are capped by law. Repayments are calculated on your reducing balance, so you pay less interest with each repayment. Your credit union loan is also insured in the event of your death – subject to terms and conditions – at no direct cost to you. Other lenders charge for this. You can pay off your loan early, make additional lump sum repayments or increase your regular repayments all without a penalty.

Don’t forget to talk to your credit union about getting your spending money while you’re there, available to members at great rates. We offer Euros and Dollars as standard, but any other currency can be ordered, making your holiday preparations even simpler.

 Speaking about the holiday loan, Bernadette McGeown, Operations Manager of Lurgan Credit Union said:

“The two most important things about a loan are being able to borrow money and pay it back. We always encourage members to manage money carefully by structuring loans around needs and ability to repay. Our staff are always delighted to speak to you about your needs when you are planning your holiday requirements.

She continued; we are continuing to look to the future and how we can meet the growing needs and demands of our members. Our Foreign exchange service is just one example of how we aim to do just that. If you are spending your hard earned savings on that once in a lifetime trip to Australia or simply taking a weekend break to Europe, talk to us today about how we can help. For more information on borrowing with Lurgan Credit Union, talk to a member of staff, or visit our website If you’re not already a member, why not pop into us and join us for the many great benefits of credit union membership.”

 For more information please contact us at (028) 3832 5016